Budget Cruising: 20 Ways to Save Money on Your Cruise Vacation

Who says a dreamy cruise vacation has to drain your bank account? With a little insider know-how, you can enjoy the salty sea breeze and exotic destinations without the hefty price tag. This guide spills the beans on how to save big on your next cruise. From booking tips to onboard strategies, get ready to sail the high seas on a budget.

1. Book Early (Or Late) for the Best Deals

Timing is everything when it comes to snagging a bargain on your cruise. Booking well in advance can unlock early bird discounts, giving you first dibs on choice cabins and itineraries at a fraction of the cost. On the flip side, last-minute bookings can also lead to significant savings, as cruise lines aim to fill every room. However, this strategy might limit your options in terms of dates and accommodations. Whichever route you choose, flexibility and timing are your best allies in the quest for the perfect deal.

2. Opt for Older Ships (Charm and Savings in One)

While the latest and greatest cruise ships boast impressive amenities, their older counterparts come with a charm of their own—not to mention softer hits to your wallet. Older ships often offer the same exotic destinations and onboard activities but at a lower price. They may lack some bells and whistles, but many travelers find the trade-off worth it for the significant cost savings. Plus, these vessels often have their own unique attractions and a more intimate atmosphere. It’s a fantastic way to enjoy the cruise experience without breaking the bank.

3. Skip the Suite (Save Big on Cabin Choices)

When it comes to picking your cabin, the type you choose can dramatically affect the price of your cruise. Interior cabins, while lacking windows, are the most budget-friendly option and offer a cozy retreat after a day of adventure. Balcony rooms and suites might offer stunning views and extra space, but they come with a price premium. Remember, you’ll be spending most of your time exploring the ship and the destinations, so consider how important your room’s view and size are to you. Opting for a more basic cabin can free up your budget for excursions and onboard experiences.

4. Travel During Shoulder Season (Less Crowds, More Savings)

Choosing to cruise during the shoulder season—the periods between peak and off-peak seasons—can result in substantial savings. Besides lower prices, you’ll enjoy fewer crowds, shorter lines, and a more relaxed atmosphere on board and at your destinations. Weather can be a bit more unpredictable, but many find the trade-off worth it for the reduced costs and more intimate experience. Destinations like the Caribbean and Mediterranean still offer pleasant weather, making them ideal for a shoulder season adventure. This strategy requires a bit of research but can significantly enhance both your experience and your savings.

5. Take Advantage of Repositioning Cruises (Unique Routes at Unbeatable Prices)

Repositioning cruises occur when ships change regions for the season, offering one-way itineraries that cover unique and extended routes. These cruises can offer incredible value, often at a lower price per day than standard round-trip itineraries. You’ll get to visit multiple destinations and enjoy days at sea without the crowds. However, you’ll need to plan for a one-way flight back, which can offset some of the savings. If you love sea days and are looking for an adventure, repositioning cruises can be a budget-friendly way to explore new places.

6. Skip Onboard Extras (Stick to What’s Included)

The allure of onboard extras like specialty dining, spa treatments, and premium drinks can quickly inflate your cruise bill. Stick to what’s included in your fare—main dining room meals, entertainment, and use of most ship facilities. Many ships offer plenty of complimentary options that are just as enjoyable as their paid counterparts. Water, coffee, tea, and select juices are often free, so think twice before swiping your room card for that fancy latte or cocktail. By resisting the temptation of add-ons, you can keep your spending in check without compromising the fun.

7. Bring Your Own Extras (From Wine to Snacks)

Most cruise lines allow you to bring certain items onboard, such as a bottle of wine or champagne per person and small snacks. Taking advantage of this can save you a pretty penny, especially if you enjoy a glass of wine with dinner. Check your cruise line’s policy before packing, as some may charge a corkage fee if you wish to drink your wine in the dining room. Packing your own snacks is also a smart move for excursions or those late-night munchies. This simple tip can add a personal touch to your cruise experience while keeping your budget intact.

8. Use Port Days Wisely (Explore Independently)

While the convenience of booking excursions through your cruise line is tempting, exploring on your own or with local operators can save you a significant amount of money. Many destinations are easy to navigate independently, offering the same attractions at a fraction of the cost. Do some research ahead of time to find reputable local guides or plan your own adventure. Not only will you save money, but you’ll also enjoy a more authentic experience at each port. Just be sure to return to the ship on time, as it won’t wait for latecomers, regardless of whether you’re on an official excursion or not.

9. Watch for Drink Package Deals

Drink packages can be pricey if purchased on board, but cruise lines often offer pre-cruise sales with significant discounts. Sometimes, booking your drink package before you sail can save 20–30% off onboard prices. If you’re a light drinker, consider whether a package is even necessary—pay-as-you-go might be cheaper. Some cruise lines also offer soda or coffee-only packages if you don’t need alcohol. Checking the math beforehand can help you sip smarter.

10. Use Credit Card Points or Travel Rewards

Many major credit cards offer travel rewards that can be applied toward cruises, flights, or hotel stays before and after your cruise. Some cards even offer bonus points for travel purchases or onboard credits when you use them to book. Be strategic about using points to cover part of your cruise fare or extra expenses. It’s a simple way to stretch your travel dollars further. Signing up for cruise line loyalty credit cards can sometimes come with extra perks too.

11. Be Flexible With Your Dates and Departure Ports

If your schedule allows, flexibility can be your biggest money-saving asset. Sailing mid-week instead of weekends, or from alternative ports like Galveston instead of Miami, can lower your fare significantly. Cruises departing from smaller ports often come with lower taxes and fees too. Checking multiple nearby ports can reveal surprising deals. Even shifting your trip by a week can make a noticeable difference.

12. Sign Up for Price Drop Alerts

Cruise prices fluctuate frequently, and signing up for price drop alerts can help you catch a better deal. Many travel websites and cruise-specific booking sites allow you to set alerts for specific ships or itineraries. If the price drops after you book, some cruise lines offer price protection or onboard credit. Staying informed can pay off—literally. Being proactive might earn you unexpected perks or savings.

13. Consider Inside Guarantee Cabins

If you’re flexible about where your cabin is located, booking a “guarantee” cabin can save you money. You choose the cabin type (like inside or ocean view), but the cruise line picks the exact room. In exchange, you often get a lower price. While you won’t get to choose your deck or exact spot, it’s a great way to cruise affordably. Sometimes, you might even be surprised with a free upgrade.

14. Limit Specialty Dining Splurges

While specialty restaurants are tempting, you don’t need to dine at one every night. Plan one special meal during your cruise and enjoy the main dining room the rest of the time, which is included. Many main dining rooms offer gourmet-quality dishes that rival paid options. You’ll enjoy a great dining experience without stacking up extra fees. Pick your splurges carefully to stay on budget.

15. Bundle Packages Before You Sail

Buying packages ahead of time—like Wi-Fi, spa treatments, or shore excursions—can save you money compared to onboard pricing. Cruise lines often run sales on pre-cruise purchases, offering bundle discounts. It also helps you budget better since you’re paying in advance. Always check for pre-cruise deals through the cruise line’s website. Bundling smartly lets you enjoy extras without overspending.

16. Skip the Art Auctions and Onboard Sales

Onboard shopping can be fun, but it’s easy to get swept up and spend more than you planned. Art auctions, jewelry sales, and designer shops often mark up prices compared to what you’d pay at home. Instead, budget for a souvenir or two without feeling pressured. Enjoy browsing, but stay mindful of impulse purchases. Saving your money for experiences can bring far more lasting memories.

17. Check for Military, Senior, or Resident Discounts

Many cruise lines offer special discounts for military personnel, seniors, teachers, or residents of certain states. These savings aren’t always advertised prominently, so it’s worth asking or searching before you book. Applying even a small discount can add up, especially for longer cruises. Always check eligibility—you might qualify for savings you didn’t expect. A quick inquiry could shave hundreds off your fare.

18. Bring Your Own Refillable Water Bottle

Purchasing bottled water on board can add up quickly. Bringing your own refillable bottle lets you fill up for free at water stations around the ship. Some ships allow you to bring a small supply of bottled water too—check the policy ahead of time. Staying hydrated without the extra cost is a win-win. Plus, it’s a sustainable, eco-friendly choice.

19. Watch for Free Onboard Activities

Cruise ships offer a surprising number of free activities: trivia contests, dance classes, game shows, poolside movies, and fitness classes. Focusing on included activities lets you enjoy the ship’s amenities without extra spending. Check the daily newsletter for free options. Many passengers find the free activities just as fun as the paid ones. All it takes is a little planning.

20. Book Your Next Cruise Onboard for Future Savings

If you love your current cruise, booking your next one before you disembark can score you major perks. Cruise lines often offer onboard-only deals, like reduced deposits, onboard credit, or discounts. Even if you’re unsure of your future plans, you can often transfer the booking to a travel agent later. It’s an easy way to lock in savings without full commitment. Planning ahead can really pay off when it comes to cruising.

This article was written by a human and edited with AI Assistance